Your Dental Benefits
Your dental plan offers benefits for preventative care, minor and major restorative services, orthodontics.
Dental Plan Summary
Using Your Dental Benefits
The treatment program may begin at any age, but dependent benefits cease when a patient is no longer a dependent, even if a treatment program is underway. Plan payments will begin automatically to the party assigned on the claim form. The treatment program is considered at 50% and is made in equal quarterly installments not to exceed two years.
Your dental benefits help you save money. And you might be surprised at how much more you save when you visit a network provider.
The Ameritas Dental Network is one of the five largest in the nation.
Dentists in the Ameritas network have agreed to charge you 25-50% less than their regular rates. Many of them also offer discounted fees on non-covered dental services as allowed by state law and there are no claim forms to complete.
Know What’s Covered
It’s good to know what your dental plan covers before taking a seat in the dentist’s chair. If you learn that you need a dental procedure, you can use our dental cost estimator in your secure member account to get an idea of what an out-of-network general dentist may charge based on ZIP Code and dental procedure.
You also may ask your dentist’s office to submit a pretreatment estimate so you can see exactly how a proposed service would be covered and avoid any surprises.
Dental Health Report Card
Find out where your dental health stands and how to improve it. After 12 months of using your dental benefits, Ameritas will provide you with a dental health report card. It was developed through the University of Nebraska Medical Center College of Dentistry and includes feedback on your dental health status and dental care tips specific to you.
Access your Dental Health Report Card in your secure member account in the Dental Health Report Card section.
Here to help. If you have questions about your plan benefits, call our customer connections team.
Claims, benefit, and provider network questions:
Monday - Thursday, 7 a.m. - Midnight (CT)
Friday, 7 a.m. - 6:30 p.m. (CT)